single-family homes 非洲客天安门中暑

single-family homes 非洲客天安门中暑

Real-Estate Home Equity Line or Line of Credit: A HELOC, or Home Equity Line of Credit, is the right to borrow money from a lender up to a certain amount of money. The "line" is a credit line guaranteed by your house, meaning that if you can’t live up to the terms of the line, then the lender has a right (after a few nasty letters) to foreclose on your house. Typically HELOCs (pronounced HEE-lock) have floating interest rates that can change periodically. For example, a borrower might obtain a $75,000 HELOC at "prime plus one". This means that the interest rate is one percentage point higher than the Prime Rate. If Prime is 5.5%, then the HELOC is 6.5%. Remember: The rate is tied to the Prime and could change as much as at every billing date. (The change can be dramatic; e.g., in April of 2007, the Prime Rate was 8.25 percent, whereas in June of 2003, it was 4.25 percent.) Many HELOCs today have a fixed rate feature sometimes called a "Fixed Rate Partition" that allows the borrower to lock a portion of the loan amount at a fixed rate for a period of time. This feature varies greatly between different lenders. Who should get one: Someone who might need extra cash for home improvements, or is looking at borrowing money to buy a different house (in addition to a mortgage). Who shouldn’t: Do not use a HELOC to splurge for things like vacations or to finance other consumer debts, like credit card purchases (unless you then plan to tear those cards up!). HELOCs are guaranteed by your house, which means the stakes are very high. Home Equity Loans are when a lender gives you a set amount of money and you pay it back over a fixed payment schedule. Typically these loans have fixed interest rates. This is a better option for someone who wants to lock in a fixed interest rate, either because they think interest rates are going to increase or because they like the certainty of knowing what their payment schedule will be. A home equity loan also is a better option than a home equity line if you know exactly how much money you need to borrow and when you want to borrow it. How to get one: You can get a home equity loan or line either from a mortgage broker or from a bank directly. These loans are also called "second mortgages" because they are typically obtained after the home has been purchased with a first mortgage loan. For more information, please visit our website . Paradise Valley Homes Arizona: The Paradise Valley real estate website offers insider information on many Paradise Valley, Arizona luxury neighborhoods. It’s designed to give you an idea of the local market and current Paradise Valley real estate Multiple Listing Service (MLS) listings and all of the Maricopa County listings that are currently available. We understand that your time is precious – why waste it trying to find descriptions of communities or downtown ondo buildings? Get all your Paradise Valley real estate research done right here, in one place. We want to make navigating the real estate world as easy as possible, you’ll see that on our website, and you’ll see it in our service. If you’d like more information about relocation, luxury real estate, waterfront homes, or properties in Paradise Valley, AZ, please don’t hesitate to contact us . We’re happy to answer all questions, big or small. There are actually two Paradise Valleys. The first is the more secluded Town of Paradise Valley, comprised mainly of high-dollar homes nestled against the sides of Sonoran Desert hills or hidden behind oleander-covered estate walls. Commerce here is limited almost entirely to a handful of award-winning destination resorts. The town’s country club atmosphere creates a sense that this is paradise found. The second is Greater Paradise Valley, a larger, more diverse community that encompasses newcomers and longtimers, the young and the old, and businesses large and small. At its core is Paradise Valley Mall, the regional shopping center and surrounding all this are the homes that make up Paradise Valley real estate. The Town of Paradise Valley, located just north of landmark Camelback Mountain, is almost entirely residential. Among its amenities enjoyed by residents and visitors alike are Marriott’s Camelback Inn Resort & Spa, Marriott’s Mountain Shadows Resort, Doubletree’s La Posada Resort, the Sanctury Retreat, and the exclusive shops and restaurants located near the town’s border with Scottsdale, and Phoenix. Despite the town’s relatively small area and population compared to other cities in the Phoenix metropolitan area, Paradise Valley is home to twelve resorts, making it one of Arizona’s premiere tourist destinations. Paradise Valley real estate is known for its luxury homes, with a median home price at $1.74 million, with many exceeding $5 million and some over $20 million. There is no postmark that reads "Greater Paradise Valley". The community, well within Phoenix city limits, is considered a distinct "village". Encircling the shopping mall are retail developments, apartments and condominiums and health-care facilities. Paradise Valley Hospital is here. A major high tech industry, City of Phoenix, which produces silicon wafers, opened in 1997 and the Mayo Clinic Hospital opened in 1998. Outside this core are townhomes, single-family homes, small estates with horse privileges and a handful of golf courses. The area is known for its above average housing, excellent schools and overall family quality of life. Greater Paradise Valley’s median age is 35; its median income is just over $50,000. Housing, which runs the gamut from high-rise condos to fairway homes, has a median value of $180,000. A major new master-planned area development called Desert Ridge is being developed north of the Greater Paradise Valley area. With over 5,700 acres, it will include residential housing, an 800-room resort, two 18-hole golf courses and a 1,000acre commerce park. Paradise Valley real estate homeowners and tourests enjoy easy access to Sky Harbor Airport, Scottsdale, and downtown Phoenix. The Paradise Valley Community College has a large, expanding full campus; and there are branches of Ottawa University, University of Phoenix, and Rio Salado Community College. About the Author: 相关的主题文章: